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Q: What are the requirements to apply for a lease?

A: It’s easy! We ask three simple questions. 

1. Are you eighteen years old or older?

2. Do you have an active checking account?

3. Do you have a steady income of at least $1,000 month?

 

If you can answered "yes" to these questions, you’re eligible to apply for financing

 

Q: Once I make my purchase, how long is my lease-purchase agreement?

A: Once you make your purchase, your payments are spread over 12 months.

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Q: Can I have multiple leases at one time?

A: Currently, you can only have one lease at a time.

 

Q: What’s a lease-purchase?

A: A lease-purchase is a form of lease where you rent the merchandise from our finance system for a period of up to 12 months, after which you gain ownership of the merchandise. You may also pay off the lease and gain ownership at any time through our 90 or 100-Day Cash Payoff and early purchase options.

 

Q: What happens if I need to return the merchandise?

A: You should follow the merchant’s return policy like you would with any other purchase.

 

Q:Are there fees or interest associated with having a lease?

A: Yes, you will have a processing fee of $39 – there are no fees to apply. The amount of your lease charges are disclosed in your lease-to-own agreement before you commit, and all lease charges (other than the small processing fee) are waived if you take advantage of the 100-Day Cash Payoff. Since our lease-to-own financing is not traditional credit, like a credit card, we do not charge “interest.”